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Home Loans

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates. Tenure available up to 30 Yrs.

We Provide Home Loans for:

  • New Home-

    Quick Disbursal of loans for your new planned home.

  • Land Purchase-

    We offer home loan for land purchase to make your dream home.

  • Home Conversion-

    This home loan is a scheme for those who have already taken a housing loan

  • Home Renovation-

    We introduce home renovation loan. It is with basic rate and flexible EMI repayment

Loan Against Property

Loan Against Property (LAP) or mortgage loan is a type of secured loan offered us against commercial or residential property owned by the borrower. The amount, which is availed by keeping the property as collateral till the loan is fully repaid, can be used by the borrower for various purposes like expanding a business, funding children’s education, meeting medical expenses, and more. The maximum loan amount provided under LAP can go up to 70% of the property value.

  • High-value loans made affordable-

    We give you access to a higher loan amount at affordable Loan against Property interest rates.

  • Flexible tenure-

    Salaried individuals can select a tenure ranging from 2-20 yrs. and repay the loan conveniently. Self-employed individuals can select a tenure of up to 18 yrs. to repay the loan.

  • Easy balance transfer-

    Transfer your existing loan to Ample Credit with minimal documentation and quick processing and get a high-value top-up loan.

  • Flexi dropline feature-

    Borrow as you go and pay interest only on the amount utilized. Manage your finances effectively and pay interest-only EMIs.

Loan Eligibility

  1. Minimum Age: 18 years and Maximum Age: 70 yrs.
  2. Minimum Net Monthly Income: Rs 15,000
  3. A credit score of at least 750 or more